We work with many lenders and financial institutions and happy to point you in the right direction to meet with a few of them.

The first place we recommend you start is your own financial institution whether a bank, credit union, etc. Don’t step on their toes.

Pre-Approved vs. Pre-qualified

Pre-qualification is often seen as the first step in the mortgage process, and pre-approval is the next step. With pre-qualification, you’ll supply an overview of your financial history to the lender, including income, assets, debts, and credit score. The lender will review this information to give you an estimate of what you would qualify for. Mortgage pre-qualification doesn’t always require documentation of your financial history; it can often be self-reported. Mortgage pre-approval is very similar, but it usually requires documentation and verification of your income, assets, and debts. And it will often require a credit check, which will result in a hard inquiry on your credit report.